Daou Technology is a two-faced company: it runs an IT business directly (enterprise software, systems integration, cloud, and IT-infrastructure distribution) and, as the largest shareholder holding about 40.8% of Kiwoom Securities, also serves as a holding company. Most of its ₩17.5 trillion in consolidated revenue comes from the securities-trading operations of its subsidiary Kiwoom Securities, so its earnings and value hinge heavily on Kiwoom's results. In June 2026 it filed an electronic disclosure of a merger decision, making the question of whether it will simplify its multi-layered governance a focal point, and in March it signaled shareholder returns with a share cancellation and a dividend yield in the 5% range. Worth noting recently is that a deep discount to net asset value is the strength - the market value of its Kiwoom stake alone (about ₩3.5 trillion) is more than double the company's own market cap (about ₩1.5 trillion) - while the caution is that the holding-company discount rarely narrows until governance is cleaned up, so the direction and terms of this merger will drive the size of the discount.

At-a-glance assessment financial health · growth · profitability · valuation

Financial healthCaution
  • Debt far exceeds equity (debt ratio 2189.4%).
  • Assets that can be turned to cash within a year fall short of near-term liabilities (current ratio 98.3%).
GrowthHigh growth
  • Revenue rose 50.5% year over year, and the pace is quickening (3-year trend: rising).
  • Most recent quarter (Q1 2026) revenue was 153.0% higher than a year earlier.
  • Even versus the prior quarter (Q4 2025), revenue was 66.8% higher.
ProfitabilityHealthy
  • ROE is 14.7% (controlling-interest basis). It is above the sector average.
  • Operating margin is 8.9%.
ValuationUndervalued
  • Valued against the net asset value (NAV) of its listed holdings rather than a consolidated P/E — see the in-depth valuation for the detailed basis.

Ownership & governance As of 2025-12-31

Largest shareholder Daou Data 45.2% (corporate)

Controlling bloc incl. related parties 47.34%

With the controlling bloc holding 47%, the ownership structure is stable.

Net asset value (NAV) assessment Undervalued59% discount to NAV

💡 How to read a holding company · A holding company owns stakes in several subsidiaries. Its P/E swings with equity-method gains and losses on those stakes, so read it only as a rough guide. P/B is more meaningful because subsidiary stakes sit in equity, but book value carries them at low historical cost (so P/B looks higher than reality). The most accurate view is the price against the market value of those stakes (NAV)

Valued against the net asset value (NAV) of its listed holdings rather than a consolidated P/E — see the in-depth valuation for the detailed basis.

Listed subsidiaries ownership

Korea Information Certificate Authority43.88%
Kiwoom41.55%
Saramin32.59%
Kidari Studio3.7%
Kiwoom0%

🔎 In-depth analysis

🏢Business
  • Daou Technology has two faces.
  • The first is the IT business it runs directly.
  • It handles enterprise software, systems integration (SI), cloud and security solutions, and distribution of IT infrastructure such as servers and storage.
  • The second and more important face is its role as a holding company.
  • Daou Technology is the largest shareholder, holding about 40.8% of Kiwoom Securities.
  • It also keeps several affiliates within the group, including the recruiting platform Saramin.
  • As a result, most of its ₩17.5 trillion in consolidated revenue in fact comes from the securities-trading operations of its subsidiary Kiwoom Securities.
  • The company's earnings and value hinge far more on Kiwoom's results than on its own IT business.
📈Price & chart
  • The latest close is ₩35,350 and the market cap is ₩1.5 trillion.
  • The price sits below the 20-day line (₩36,875) and below the 60-day line (₩41,991).
  • Trading under both the short- and medium-term moving averages, the trend is on the soft side.
  • The RSI (a supplementary gauge that scores the strength of gains versus losses over the past 14 days on a 0-100 scale) is 40.7, a neutral level.
  • The one-month change is -4.6%, the three-month change is -19.8%, and the price stands -42.5% below its 52-week high.
  • Relative strength versus the KOSPI is 23 (on a 1-99 scale, weighting recent returns against the index over the past year more heavily; higher means stronger than the market), placing it in roughly the top 78% of all stocks by strength.
  • Over the past three months it lagged the index by 39.3%.
  • It is best to read the chart alongside trading volume and disclosure dates.
📊Key metrics
  • On the surface the metrics look very cheap.
  • The P/E ratio (how many times a year's earnings the price represents) is 3.03x and the P/B (how many times book net assets the price represents) is 0.44x.
  • For a holding company, however, these two metrics should not be taken at face value.
  • There is a reason.
  • The debt ratio (debt relative to equity) appears to be 2,189% because the subsidiary Kiwoom Securities is consolidated.
  • A financial subsidiary's financial statements carry large customer deposits and trading-related liabilities, which are different in nature from pure borrowings the company must repay.
  • In other words, it is not that the holding company itself is buried in debt; it is an illusion created by the accounting characteristics of a financial subsidiary mixing in.
  • The P/B looking low at 0.45x is also largely because book equity records the subsidiary stake at its low original acquisition cost.
  • Reflecting the actual market value of the stake, assets are far larger than book.
  • So this company is more accurately viewed not by P/E or P/B but by net asset value, explained below.
  • Profitability itself is solid: ROE (how much the company earns in a year on its equity) is 14.7%.
  • The dividend yield is high at 5.1%, and it paid ₩1,800 per share.
🚀Growth
  • The top line grew quickly.
  • Consolidated revenue in 2025 was ₩17.5 trillion, up 50.5% from the prior year, with a five-year revenue CAGR in the 30% range.
  • Net profit also jumped, from ₩226.0 billion in 2023 to ₩505.0 billion in 2025.
  • A major driver of this growth is the strong results of the subsidiary Kiwoom Securities.
  • The first quarter of 2026 was especially pronounced.
  • Cumulative first-quarter net profit of ₩487.2 billion already approached the full-year net profit of last year (₩505.0 billion), up 105% year on year.
  • That said, a holding company's net profit is driven by equity-method income from subsidiaries and swings widely quarter to quarter.
  • So simply multiplying the first-quarter figure by four would overstate the year.
  • It is likely that this year's earnings will clearly exceed last year's, but given the nature of equity-method income, it is hard to pin down an exact annual net profit.
  • For this company, the real meaning of growth lies not in the net-profit number but in the fact that the value of its holdings grows alongside it.
📰Recent news & filings
  • The biggest recent matter is the group merger.
  • In June 2026, Daou Technology filed an electronic disclosure of a merger decision.
  • In early June it also submitted the merger agreement (including an amended version).
  • The Daou Kiwoom group has a multi-layered governance chain running from eMoney to Daou Data, Daou Technology, and Kiwoom Securities, and the need to simplify the structure has long been discussed.
  • Whether this merger moves in the direction of making that governance simpler is a focal point.
  • On shareholder returns, it disclosed a share-cancellation decision in March 2026.
  • Cancelling treasury shares reduces the share count, increasing the stake of remaining shareholders.
  • Together with the dividend yield in the 5% range, it reads as a shareholder-friendly signal.
  • Beyond this, regular holding-company disclosures such as the large business-group status report and the corporate governance report continued.
🧭Bottom line
  • The core is a deep discount to net asset value.
  • The market value of Daou Technology's Kiwoom Securities stake (about 40.8%) alone is about ₩3.5 trillion.
  • By contrast, Daou Technology's own market cap is about ₩1.5 trillion.
  • In other words, the Kiwoom stake by itself is more than double the company's market cap.
  • Adding the value of other affiliate stakes such as Saramin and the company's own IT business widens the gap between holding-asset value and the share price further.
  • This is deeper than the 30-50% discount typically applied to holding companies.
  • The strength is clear: Kiwoom Securities, the source of the discount, is a quality asset with high ROE and results that have not turned down.
  • The 5%-range dividend and treasury-share cancellation also show intent on shareholder returns.
  • There is a caution, too: a holding-company discount tends not to narrow until governance is cleaned up.
  • So the direction and terms in which this group merger is concluded are the variable that will drive the size of the discount.
  • In sum, the stock is clearly cheap relative to asset value, and for that undervaluation to narrow, a governance event needs to act as a catalyst.

🔎 Valuation vs peers Undervalued

Because it is substantively an operating holding company, asset value is gauged not against IT-business peers but against (1) Kiwoom Securities, the subsidiary at the core of its value, and (2) fellow listed affiliate Saramin. Given the holding-company nature, the discount to holding-stake value is the key, more than comparing absolute P/E or P/B.

PeerP/EP/BROE
Kiwoom7.42x1.23x16.61%
Saramin1.81x0.62x34.43%

The surface P/E of 3.0x and P/B of 0.45x look low, but for a holding company these metrics are distorted by subsidiary consolidation and acquisition-cost accounting. The accurate yardstick is net asset value. The market value of the Kiwoom Securities stake (about 40.8%) alone is about ₩3.5 trillion, far above the company's market cap (about ₩1.5 trillion). Adding affiliate stakes such as Saramin and the value of the IT business deepens the discount to assets further. This is a larger gap than the typical holding-company discount. Because Kiwoom Securities, the source of the discount, is not a troubled asset but a quality asset with high ROE, this discount is seen not as due to asset weakness but as a structural discount from unfinished governance cleanup. We judge it undervalued, but for the discount to narrow, a governance event such as the group merger must act as a catalyst.

₩35,350 -1.81%
Market cap $1.0B

Price history Close · MA20 · MA60

Close MA20MA60

The latest close is ₩35,350 and the market capitalization is ₩1.5 trillion. The price sits below its 20-day moving average (₩36,875) and below its 60-day moving average (₩41,991). It is under both its short- and medium-term moving averages, so the trend looks subdued. The RSI (a supplementary indicator that gauges the strength of gains versus losses over the past 14 days on a 0-100 scale) is 40.7, a neutral level. The one-month change is -4.6%, the three-month change is -19.8%, and the position relative to the 52-week high is -42.5%. Relative strength versus the KOSPI is 23 (on a 1-99 scale, converted from returns against the index over the past year with more weight on recent performance; higher means stronger than the market). It is stronger than roughly 22% of all stocks. Over the past three months it lagged the index by 39.3%. Chart interpretation is best done alongside trading volume and the dates on which disclosures occur.

Relative performance stock vs index · start = 100

23Relative strength vs KOSPI1–99 · last 12 months’ return vs the index, recency-weighted · higher = stronger than the marketTop 78% strength

Excess return vs index · 3M -39.30% / 6M -46.29% / 12M -59.50%

StockKOSPI

Key metrics vs sector median

Valuation

P/E (trailing)3.03x
P/B0.44x
P/S0.10x
EPS₩11,670
BPS (book value/share)₩79,618
Dividend yield5.09%
DPS₩1,800

The P/E of 3.03x is below the sector median (14.81x). The P/B of 0.44x is below the sector median (1.11x). Both metrics are low versus peers, so the price is not expensive relative to earnings and assets. That said, this P/E is based on last year's (trailing) results. With recent quarterly earnings up sharply, the trailing P/E can look higher than it really is, so a precise read is best done on this year's expected (forward) earnings.

Enterprise value (EV)

Net debt$22.1B
EV (enterprise value)$23.1B
EV/EBIT22.39x
EV/EBITDA21.21x
EV/Sales2.00x
FCF (free cash flow)-$4.4B
FCF yield-434.35%

EV = market cap + net debt. It reflects cash and debt, so it captures the real cost of the whole business that market cap alone misses; lower multiples are cheaper relative to earnings or sales.

Profitability & financials

ROE14.66%
Operating margin8.91%
Net margin2.89%
Debt ratio2189.39%
Payout ratio15.40%

Return on equity (ROE) is 14.7%, above the sector average (12.0%). The operating margin is 8.9%. The debt ratio is 2189.4%, so the financial structure is somewhat high.

Growth FY2025 · annual report (consolidated)

Item202320242025YoY
Revenue$6.5B$7.7B$11.6B+50.48% ↑ faster
Operating profit$424.1M$778.5M$1.0B+32.74% ↓ slower
Net profit$149.8M$235.8M$334.8M+41.97% ↓ slower
5-year20212022202320242025
Revenue$4.0B$6.1B$6.5B$7.7B$11.6B
Operating profit$833.3M$476.3M$424.1M$778.5M$1.0B
Net profit$249.3M$246.9M$149.8M$235.8M$334.8M
Revenue CAGR4-yr avg 30.21%

Revenue rose 50.5% year over year (2023 ₩9.9 trillion → 2024 ₩11.6 trillion → 2025 ₩17.5 trillion), and the three-year trend is 'rising'. The pace of growth also quickened from the prior year. Operating profit rose 32.7% year over year. The pace of that profit growth is gradually easing. Over the 5 years on record, revenue compound annual growth (CAGR) is 30.2%. The two-year revenue CAGR is 33.2%. In the most recent quarter (Q1 2026), revenue was 153.0% higher than the same period a year earlier. Because quarterly results are relatively even in this industry, revenue also came in 66.8% higher than the prior quarter (Q4 2025), so the recent trend looks solid.

Latest quarterly results Q1 2026 · vs year-ago + prior quarter

Revenue$6.3B
Revenue YoY+153.03%
Operating profit$425.1M
Op. profit YoY+86.20%
Net profit$322.9M
Net profit YoY+105.14%
Revenue QoQ+66.75%
Op. profit QoQ+78.89%

Technical indicators

RSI (14)40.7
MA20₩36,875
MA60₩41,991
1-month-4.59%
3-month-19.75%
vs 52-wk high-42.52%

What stands out

  • P/E and P/B are both low versus peers, so the price looks inexpensive relative to earnings and assets.
  • The dividend yield, at 5.1%, is on the high side.
  • ROE of 14.7% points to solid profitability.
  • Revenue grew 50.5% year over year, a sign of growth.

Points to watch

  • Debt far exceeds equity (debt ratio 2189.4%).
  • Assets that can be turned to cash within a year fall short of near-term liabilities (current ratio 98.3%).

Recent news & events searched · sourced

Figure cross-check computed ↔ external

MetricComputedExternalStatusSource
Kiwoom Securities stake and stake valueapprox. 4.1(039490) approx. 40.8%, approx. 8.5 approx. 3.5Confirmedlink
Merger-decision disclosure2026-06-02 06-04 (base disclosures)approx.Confirmedlink
Q1 2026 net profit1 net profit 4,872(base quarter)1 (2026.03)Confirmedlink
Annual net profit outlook-Unverifiedlink

Recent filings

📖 Plain-language glossary — expand if you are new to this
P/E
How many times a year's net profit the price is worth (lower is cheaper relative to earnings). The P/E here is on trailing (last full-year) results; for companies whose earnings swing fast (memory chips and other cyclicals/high-growth), a forward P/E on this year's expected earnings is more accurate.
P/B
Price relative to net assets (equity). Around 1x means it trades near book value; below 1x means below book.
P/S
Price relative to a year's revenue — useful for growth companies with thin earnings.
Net debt / EV
Net debt = interest-bearing debt − cash. Negative means more cash than debt (net cash). EV (enterprise value) = market cap + net debt, closer to what it would cost to buy the whole business.
EV/EBIT · EV/EBITDA · EV/Sales
Enterprise value against operating profit (EBIT), EBITDA, or revenue. Unlike P/E these reflect debt and cash; lower is cheaper relative to earnings power or sales.
FCF / FCF yield
Free cash flow = operating cash − capex, the cash actually left over. FCF yield = FCF ÷ market cap; higher means more cash generated per unit of market value.
Intrinsic value (DCF)
Future free cash flow (or, for some capex-heavy but profitable names, forecast earnings) discounted to today to estimate per-share value. Because it shifts a lot with the discount-rate and growth assumptions, it is shown as a bear/base/bull range, and the basis and assumptions are disclosed in one line beneath it.
ROE
How much profit the company earns in a year on its equity (%). Higher means better returns on capital.
EPS / BPS
Earnings per share / net assets (book value) per share.
Operating / net margin
Profit left from the core business / final profit after tax and interest, per unit of revenue.
Debt ratio
Debt relative to equity (%). Higher means more reliance on borrowing (norms vary by sector).
Current ratio
Assets convertible to cash within a year against debt due within a year. Above 100% leaves some short-term headroom.
Interest coverage
How many times operating profit covers the interest owed. Below 1x means operating profit alone struggles to cover interest.
Dividend yield / payout ratio
The year's dividend as a % of today's price / the share of earnings paid out as dividends.
Revenue CAGR
Multi-year growth expressed as a single yearly average (compound annual growth rate).
RSI (short-term signal)
Whether recent price action is overheated or beaten down. Above 70 is overbought, below 30 oversold.
MA20 / MA60 (moving averages)
The 20- and 60-day average price. Price above them signals a firmer short-term trend.
vs 52-week high
How far below the past year's peak the price sits now (%).

All figures are for reference only; how they read varies by sector and over time.

Sources: Korea FSC market-price API (data.go.kr), OpenDART, KRX/KIND — public data only.

Bong Stocks presents public-data-based information for reference only. It is not investment advice and contains no target prices, ratings, or buy/sell recommendations. Verify independently before making any decision.